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If you have Rs.5 lakh in your bank accounts and trading in stock market, then after a year you will find that the balance in bank account has become Rs.4 Lakh and this is despite your daily profit as seen in ledger or contract document, no stock keeping in your portfolio and capital gain showing Rs.2.5 lakhs. The difference of Rs.1 lakh is stealthily taken out from your account by brokerage firms and even your capital gain profit is all hoodwinking. BEWARE OF BROKERS