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Yes, yes, yes, yes, yes, yes, yes, first of all, under Dodd-Frank, that is what will happen because we now have stress tests and I'm going to impose a risk fee on the big bank if they engage in risky behavior but they have to know, their shareholders have to know that yes, they will fail and if they're too big to fail. Then under my plan and others that have been proposed, they may have to be broken up.