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These underwriting guidelines provide a responsible approach to improving access to credit.

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Mel Watt

Mel Watt

Melvin Luther "Mel" Watt (born August 26, 1945) is an American politician who has been Director of the Federal Housing Finance Agency since 2014. Previously he served as the United States Representative for from 1993 to 2014. He is a member of the Democratic Party.

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