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[b]ut what we hear from SmartyPig customers is that their vacation was more awesome because they are coming home and the whole thing has already been paid for, the worst thing about taking a vacation is coming home with a debt hangover and wondering how you’re going to pay for it.We often hear from customers how SmartyPig has turned them into savers, and how they feel emotionally rewarded because of that. People say it’s changed their lives.