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The Fed is lending to banks and strategically purchasing assets, not handing over bailout payments to anyone. AOCs comparison to student loan payment is inapt. Todays liquidity injection is not the bank or corporate equivalent of someones loans getting paid off by taxpayers, the short-term lending the Fed engages in is quickly repaid by the financial institutions in question, even when, as in this case, the Fed has decided to dramatically scale up certain categories of lending in response to a market downturn.