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Today our clients have less money and there is no bank which can afford to refrain from cutting costs or raising efficiency in an environment of depressed revenue growth and rising costs of risk, for some banks it is a question of survival, for others - it is a question of choosing priorities in cost cutting and development.

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    Quiz

    Are you a quotes master?

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    "Nothing in this world is worth having or worth doing, unless it means effort, pain, difficulty."
    A Theodore Roosevelt
    B Winston Churchill
    C David Beckham
    D Marilyn Monroe