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If you want to minimize the cost to taxpayers, you need to be looking at the broader economic picture rather than saying we need to automatically apply the rules every time, the whole point of bank resolution is preserving key financial services for the benefit of the broader economy.

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    Who said "Violence is the last refuge of the incompetent."?
    A Poul Anderson
    B Isaac Asimov
    C Kurt Vonnegut
    D Robert A. Heinlein