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The value that goods (home) produces for you comes in the form of rental services. That yield is tax free because of the mortgage interest deduction. and that yield never goes away as long as you own the home.

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    Quiz

    Are you a quotes master?

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    "Toto, I've got a feeling we're not in Kansas anymore."
    A The Wizard of Oz
    B It's a Wonderful Life
    C Willy Wonka & the Chocolate Factory
    D The Princess Bride