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The value that goods (home) produces for you comes in the form of rental services. That yield is tax free because of the mortgage interest deduction. and that yield never goes away as long as you own the home.

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    What TV show has the quote "man hands on misery to man it deepens like a coastal shelf"?
    A A Series of Unfortunate Events
    B Greenhouse Academy
    C Prince of Peroria
    D The Inbestigators