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If you have a broad set of businesses with cross-selling potential then you can make local investment banking presence work, but if you are reliant on a couple of investment banking products, local presence can be costly.

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    Who said: "Let us not seek the Republican answer or the Democratic answer, but the right answer. Let us not seek to fix the blame for the past. Let us accept our own responsibility for the future."?
    A Lyndon B. Johnson
    B Jimmy Carter
    C John F. Kennedy
    D Gerald Ford