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Banks are doing a lot of internal planning for various different business streams, but they need to balance this against the fact that the cost and effort could be unnecessary if there is a 'Remain' vote - and also, if there is a 'Leave' vote, we do not know what the future regime will look like, we get questions from clients, but people are generally waiting to see which way the vote goes before lighting up budgets.

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    Who said: "Your time is limited, so don't waste it living someone else's life. Don't be trapped by dogma – which is living with the results of other people's thinking."?
    A James Cameron
    B Nelson Mandela
    C Mark Zuckerberg
    D Steve Jobs