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Whilst we were avoiding buying the big four when Westpac and NAB were nudging $40 at the end of FY15, we now believe many market commentators are under-estimating the sustainability of their profits and dividends.

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    Quiz

    Are you a quotes master?

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    In which movie does this quote appear: "I don't like violence, Tom. I'm a businessman; blood is a big expense"?
    A Ocean's Eleven
    B Blade
    C Rush Hour
    D The Godfather