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You take people that have pre-existing and costly conditions and put them into a high-risk pool, and you subsidize that so that it is affordable to those individuals. And so, you're guaranteeing coverage for pre-existing conditions. And the flexibility that you're referring to in this latest MacArthur amendment, states can only apply for that waiver and flexibility if they have either a federal or state high-risk pool that guarantees that people will be able to have coverage, and it'll be affordable.

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