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If your portfolio has a bloated stock allocation, you are likely exposing yourself to excess risk, many experts believe we may see a significant downturn in the economy and stock market in the coming months after the longest bull market in history. If you haven't rebalanced lately, now would be a great time.

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    Who said: "Just as courage imperils life; fear protects it"?
    A Ernest Hemingway
    B George Washington
    C Leonardo da Vinci
    D Mahatma Gandhi