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Most don't want to be seen as asking the Fed for help, unless things go really wrong. So the change eliminates an important hurdle.

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    Quiz

    Are you a quotes master?

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    In which movie does this quote appear: "I don't like violence, Tom. I'm a businessman; blood is a big expense"?
    A Blade
    B Ocean's Eleven
    C Rush Hour
    D The Godfather