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Mortgage applications have been trending higher alongside lower rates, pending home sales are up, and builder confidence increased in January, interested buyers are out there. From a financial perspective, the decision to buy a home comes down to a payment-to-paycheck calculation, and lower rates may help to reduce the mortgage payment while higher incomes can increase one’s monthly paycheck.

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    Quiz

    Are you a quotes master?

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    In which movie does this quote appear: "This is your life and it's ending one minute at a time."?
    A Fight Club
    B Double Impact
    C Way of the Dragon
    D Men in Black