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With rates still rising and inflation now declining, it is the best of both worlds for savers. Consider locking in longer-term CDs which are peaking now, and seek out one of the top-yielding savings accounts, which are pulling in more than 4% and are still rising.

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    Are you a quotes master?

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    "Nowadays you can go anywhere in the world in a few hours, and nothing is fabulous any more."
    A Johnny Depp
    B Tom Cruise
    C J. K. Rowling
    D Roald Dahl