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With rates still rising and inflation now declining, it is the best of both worlds for savers. Consider locking in longer-term CDs which are peaking now, and seek out one of the top-yielding savings accounts, which are pulling in more than 4% and are still rising.

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    Who said, “Hope is the power of being cheerful in circumstances that we know to be desperate.”
    A Desmond Tutu
    B C.S. Lewis
    C G.K. Chesterton
    D Christopher Reeve