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We do not want to operate a zero-failure regime, because there would be some significant costs in terms of availability of lending to the economy, that is a trade-off that is made in all regulations.

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    Who said, “Hope is the power of being cheerful in circumstances that we know to be desperate.”
    A Christopher Reeve
    B Desmond Tutu
    C C.S. Lewis
    D G.K. Chesterton