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The obvious consequence of failing to make a budget is the increased probability of running out of resources to meet your objective-, like ending up with a half-built house, track your cash flow and adjust your budgets every quarter. Learn from the numbers.

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    Quiz

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    Who said: "Just as courage imperils life; fear protects it"?
    A Mahatma Gandhi
    B George Washington
    C Leonardo da Vinci
    D Ernest Hemingway