List of voters for the quote

Guybrush Threepwood: I want to know more about variable-rate mortgages.Voodoo Lady: Bad idea. Though attractive to the first-time homeowner, the rate reacts wildly to fluctuations in the market and can work against the buyer over time. You're best off starting with a 20 percent down payment and a variable-rate mortgage, then refinancing at a fixed rate after one or two years, as the market warrants.Guybrush Threepwood: Could you repeat that?Voodoo Lady: No.

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