Dr. Campbell: I'm sure the whole board wishes to express its deep sorrow at the passing of Peter Bailey. George: Thank you very much. Dr. Campbell: It was his faith and devotion that are responsible for this organization. Potter: I'll go further than that. I'll say that to the public Peter Bailey was the Building and Loan. Billy: Oh, that's fine, Potter, coming from you, considering that you probably drove him to his grave! Potter: Peter Bailey was not a business man. That's what killed him. Oh, I don't mean any disrespect to him, God rest his soul. He was a man of high ideals, so called, but ideals without common sense can ruin this town. Now, you take this loan here to Ernie Bishop...You know, that fellow that sits around all day on his brains in his taxi. You know...I happen to know the bank turned down this loan, but he comes here and we're building him a house worth five thousand dollars. Why? George: Well, I handled that, Mr. Potter. You have all the papers there. His salary, insurance. I can personally vouch for his character. Potter: A friend of yours? George: Yes, sir. Potter: You see, if you shoot pool with some employee here, you can come and borrow money. What does that get us? A discontented, lazy rabble instead of a thrifty, working class. And all because a few starry-eyed dreamers like Peter Bailey stir them up and fill their heads with a lot of impossible ideas. Now, I say... George: Just a minute, just a minute. Now, hold on, Mr. Potter. You're right when you say my father was no business man. I know that. Why he ever started this cheap, penny-ante Building and Loan, I'll never know. But neither you nor anybody else can say anything against his character, because his whole life was...Why, in the twenty-five years since he and Uncle Billy started this thing, he never once thought of himself. Isn't that right, Uncle Billy? He didn't save enough money to send Harry to school, let alone me. But he did help a few people get out of your slums, Mr. Potter. And what's wrong with that? Why...Here, you're all businessmen here. Doesn't it make them better citizens? Doesn't it make them better customers? You...you said...What'd you say just a minute ago?...They had to wait and save their money before they even ought to think of a decent home. Wait! Wait for what? Until their children grow up and leave them? Until they're so old and broken-down that they...Do you know how long it takes a working man to save five thousand dollars? Just remember this, Mr. Potter, that this rabble you're talking about...they do most of the working and paying and living and dying in this community. Well, is it too much to have them work and pay and live and die in a couple of decent rooms and a bath? Anyway, my father didn't think so. People were human beings to him, but to you, a warped frustrated old man, they're cattle. Well, in my book he died a much richer man than you'll ever be! Potter: I'm not interested in your book. I'm talking about the Building and Loan. George: I know very well what you're talking about. You're talking about something you can't get your fingers on, and it's galling you. That's what you're talking about, I know...Well, I've said too much. I...You're the Board here. You do what you want with this thing. Just one more thing, though. This town needs this measly one-horse institution if only to have some place where people can come without crawling to Potter.

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