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Balki Bartokomous: When I put my money here, what are you going to do with it?Larry Appleton: The same thing they do with my money: They loan it out to other people for interest.Balki Bartokomous: They give my money to other people just because it's interesting?Larry Appleton: No, no no. "Interest" is what other people pay the bank so they can use your money.Balki Bartokomous: Well if they're using my money why don't they pay me?Larry Appleton: Well the bank performs a service. For instance, you could come here an borrow money yourself.Balki Bartokomous: I could come to this bank and borrow my own money and then pay them interest?Larry Appleton: Well... yes. Provided you had good credit.Balki Bartokomous: What that is?Larry Appleton: Well "credit" is proving to the bank that you don't need to borrow... your own money.

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