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Which of these do you prefer? Do you prefer to be a coward for life and then achieve nothing or little affluence in your lifetime? Or do you prefer to take risks and then acquire all your needs or at best realize your dreams/visions? Anyway, you should take risks. Because, risks are worth taking. Besides, even insurance says that, life itself is a risk. Now that infers, you ought to take risks. Therefore, dare to take risks. In case you don't know, risk taking is all about being courageous. And courage is expected of you.