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Unless you don't struggle in life for achieving even a small goal, you will fail to experience the practical reality of life. No matter the amount of knowledge that one attains, it's equally essential to cherish the experiences that life teaches us. Because it is those experiences that help us to evolve through the pain and suffering, it is the experiences that help us in encountering our fear. And if our learning alone supersedes our experiences, then pain and suffering lose its significance. Indeed, no doubt that our learning & knowledge would help us in a better understanding of situations and would also help us in making better decisions, but unless practical experiences do not accompany it, it doesn't hold much value.