Ozark, Season 1

Marty Byrde:
[narrating] Okay. Money Laundering 101. Say you come across a suitcase with five million bucks in it. What would you buy? A yacht? A mansion? A sports car? Sorry. The IRS won't let you buy anything of value with it. So you better get that money into the banking system. But here's the problem. That dirty money is too clean. Looks like it just came out of a bank vault. You gotta age it up. Crumple it. Drag it through the dirt. Run it over with your car. Anything to make it look like it's been around the block. Next, you need a cash business. Something pleasant and joyful with books that are easily manipulated. No credit card receipts, etcetera. You mix the five million with the cash from the joyful business. That mixture goes from an American bank to a bank from any country that doesn't have to listen to the IRS. It then goes into a standard checking account and voila. All you need is access to one of over three million terminals, because your work is done. Your money's clean. It's as legitimate as anybody else's.