Raymond:
Do me a favor, huh? I've been payin' the bills for the last couple of weeks. I got this (hands a paper to Andy) from the electric company. Take a look at that. (Andy reads it)
Andy:
They're turning off your service.
Raymond:
Yeah, why? I don't get it. I paid all this stuff six weeks ago.
Andy:
Can I ask you something? Why are you handling the checkbook? Did Debra leave you?
Raymond:
She made such a big deal about paying the bills. I'm just trying to show her that it doesn't have to be that complicated.
Andy:
Yeah, well, no electricity is less complicated. You're like the Amish now.
Raymond:
(handing Andy the checkbook and various other bills) Here, take a look at this stuff. I paid all these bills; there's no reason they should be sending me mean letters.
Andy:
Well, here's why. Your check bounced.
Raymond:
What?
Andy:
Wow! You bounced many checks here! You bounced 13 checks and were charged $300 in penalties! Excellent work!
Raymond:
What do you mean? I sent those checks myself!
Andy:
Checks that didn't clear, Ray. You might as well have sent them little pieces of toilet paper.
Raymond:
(still not getting it) But I make more than enough money.
Andy:
Well, mazel tov to you. (looking further) You're $3000 overdrawn here. You didn't even open your bank statement!
Raymond:
I trusted the bank!
Andy:
(incredulous) You didn't reconcile your checkbook?
Raymond:
(barely keeping track) Huh?
Andy:
(frustrated) You have to keep track, Ray! What did you do here? Why'd you pay so much on your Visa card?
Raymond:
I'm not gonna pay interest charges! You pay in full, no interest charges.
Andy:
Yeah, that's smart. No money, either. Look at this. Debra had everything under control--
Raymond:
(sarcastic) Yeah, yeah, Debra, Debra, Debra! I'm sick of this money stuff! Just tell me what I have to do!
Andy:
(handing the checkbook back to Raymond) First, you gotta take last month's ending balance, then you add the interest accrued on the account, then you add all the checks that we know have cleared-- (annoyed that Raymond isn't half-way paying attention) --Ray, what did I just say to you?
Raymond:
Accrued.
Andy:
All right, Ray, you had your fun with Mommy's checkbook. Now it's time to give it back to her. (He reaches for the checkbook)
Raymond:
(defensive) No! I'm not giving it back to her, 'cause then she's gonna know I couldn't do this!
Andy:
Well, she may get an inkling when they cut off your power and tow away your house.
Raymond:
Look, Andy, how bad can it be? It's only been six weeks.
Andy:
That's what makes it so shocking.
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